Atlanta Real Estate Blog

Atlanta Mortgage ApplicationIf you are nervous about the home loan process of today, you’re not alone. Most consumers understand that banks are decidedly more particular when it comes to lending money to home buyers, but not many people thoroughly understand all of the factors that go into the process of determining whether an individual is qualified to borrow money from the lender.

Here is a list of the main factors considered by lenders when determining home loan approval:

  • Your Debt Load – Many consumers of today carry a high burden of debt when compared to their income. Although you may have religiously made payments to all of your creditors in the past, the sheer amount of your debt could prevent you from obtaining a home loan. Lenders consider debt load because it
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Atlanta New Home Construction

Most Atlanta real estate buyers know a home inspection is good protection against purchasing a piece of property with significant problems. But what if issues arise during the home inspection? Sometimes it can be difficult to know when to ask for repairs, a home allowance – or simply walk away from the deal. Check out these tips for taking home inspection problems in stride.

Reading the Report

Once your home inspection is complete, go over the report carefully. There are nearly always a few items on the inspection report, which could range from very minor DIY repair projects to major structural issues. Determine which problems you can handle and which will require a professional. These are the issues that you will need to address with the seller prior…
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Nothing can be worse than settling on a wrong mortgage loan and suffering throughout the repayment term. Shopping around for the best mortgage loan is a necessity if you’re keen on saving your dollars on the outrageously high interest rates.

As you place your home as collateral, you must make sure that you make timely payments on the loans so that the lenders can’t think of foreclosing your house in an attempt to recuperate the payments. Though there are loan modifications and mortgage refinancing options that you may resort to when you fall back on the monthly mortgage payments, yet you must make sure that you take all the steps so that you don’t need to resort to any further options to repay your home loan. Here are some important steps that you must

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Atlanta Short Sales

Atlanta Short Sales

The abundance of short sales across the country has made for affordable Atlanta real estate for buyers, but it has also had a direct impact on the housing market overall. Whether you are in the market for cheap Atlanta real estate, or thinking about selling your own home, it is important to know what a short sale is and how it can affect your own real estate transaction. We have the lowdown on the state of the short sale market today.

What is a Short Sale?

Short sales occur when a borrower is a number of months behind in mortgage payments, and the mortgage company agrees to accept a lower amount than what is actually owed on the property. The buyer benefits because he can unload a property he can no longer afford, avoiding

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The world of mortgage is indeed complicated. And the sudden rise and the fall in the rate of interest in mortgage loans have added more complexity to it. In fact it is because of extremely complicated series of relationships between several factors which determine the mortgage rate. The Fed, the market, the inter bank rate of interest and of course, people’s willingness to spend money, determine the rate of interest on a mortgage loan.

Before delving into what determines mortgage rates, you need to understand the market itself. It is to be kept in mind that from the point of view of both the lenders and the home buyers, mortgages are nothing but investments. If you are a home buyer, you view mortgages as investments. Again, from a lender’s point of view

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Great opportunity for office space in The Fountain Building on historic Washington Avenue in Marietta. Less than a two block walk to the new Cobb County Court House and three blocks to the Marietta Square.

The building offers 6 individual offices and the common area includes a conference room, kitchen / break area, and restroom. There is ample parking for tenants and their clients.

Contact Tina Fountain at 404-842-1555 for additional information and to schedule a private showing.

Currently Available Space:

Upper level 2 office suite with private restroom and storage room.

Tina Fountain – Broker owns and operates licensed real estate brokerage firms in the state of North Carolina, Georgia, and Alabama, and is also the owner of company…
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Atlanta Dreamhome

Shopping for the perfect metro Atlanta home for your family can be an exciting prospect, but it can also be an overwhelming one. With a wealth of inventory in most markets, the mere number of homes to consider can make the process of choosing your dream home a confusing one indeed. So how do you know which house will meet your needs the best? We have a house-hunting checklist to get you started.

Location

Is the house located near your work, shopping or schools? Is the school district highly-rated? What about other amenities, like a park for the children to play or a community swimming pool? When considering the location of your dream home, determine what you want to live close to and find communities that match your needs.

Neighborhood

What

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Right now is a great time to purchase a new home. If there was one good thing that came from the economic downturn several years ago, it’s that house prices have dropped significantly and opened up the market to people who couldn’t previously afford to buy homes. While this is great news for people who have the means to buy a home now at the new, lowered prices and dramatically lower interest rates, what about the people and families that saved and spent much more on their homes when prices were at an all time high? How can they benefit from the changes in the mortgage and housing markets?

People who purchased homes several years ago when housing costs were at an all-time high may be feeling like they bought at the wrong time. Prices were inflated,

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Home InspectionWhen purchasing a home, it is easy to get overwhelmed by the entire process. Not only do you have to find a qualified real estate agent to assist with the process, but you will also need to work with a number of other professionals throughout the purchasing process.

One of these experts is the home inspector. In order to ensure you get the most out of your home inspection, however, it is important to learn more about the process and how it might affect your home purchase.

What is a Home Inspection?

As the name implies, a home inspection involves reviewing the condition of the home in order to determine what types of repairs might be necessary. Items that are typically inspected as part of the process include:

- Attic
- Basement
-

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Travertine Bathroom

If you are considering a bathroom remodel before you sell, there is one term to keep in mind: spa experience.

Today’s buyers are looking for bathrooms that are not only utilitarian, but quite luxurious as well. They are looking for a respite, a place to wind down, re-energize and pamper themselves. In short, they want a spa experience at home.

Here are some thoughts to consider when remodeling your bathroom:

  • If you are short on cash, put most of your money into your master bathroom, as most buyers will place more importance on the master bathroom than other bathrooms in the home.
  • Think about adding a piece de resistance in the bathroom. In other words, if you are remodeling a typical bathroom, take it from bland and boring to
4,354 Views, 7 Comments